A modular neo-bank that plugs into your existing core banking. Take one module or the whole set, under your own brand.
Live in Tanzania. FIKA is the neo-bank we run with Africa & Gulf Bank Tanzania: send, save together and pay, all in one app.
Built around the moments that matter to FIKA customers.
Save together with the people you trust, for rent, a wedding, school fees or whatever comes next.
A savings circle where members contribute each cycle and take turns receiving the pot.
Shop owners take payments by QR, straight to their FIKA account.
To FIKA users, AGB, any Tanzanian bank or any mobile wallet, in seconds.
A built-in marketplace where customers buy subscriptions, gaming credits and vouchers in local currency. You earn on every purchase and give customers a reason to open the app every day.
The same modules behind FIKA, ready for your brand.
With Africa & Gulf Bank Tanzania
A complete digital bank integrated with the bank’s existing core, for retail, SME and corporate customers.
Employers process salaries, manage advances and track workforce data. Workers get transparent, on-time pay and tools to protect their earnings.
Tell us which layer you need. We will reply with a starting point, scope and timeline.