A joint venture of licences and technology
SorenTech brings AI-driven financial technology to high-growth emerging markets by combining a licensed holding company with a proven technology partner.
Two partners, one company
Each partner brings what it does best. SorenTech turns both into platforms banks can launch.

Holds the banking licences and relationships, secures regulatory approvals, and funds and invests in growth.
Visit Soren Investment ↗
Licenses its AI engine and platform, and develops, operates and manages all technology with its in-house team.
Visit Maly Tech ↗Designs and delivers the digital banking, onboarding and lending platforms that banks use to serve their customers.
Investing in growth, building enduring value
The holding company behind SorenTech, owned by H.E. Osama Daoud Abdellatif and led by Director and CEO Aleem Khan.
- Banking licence and relationships
- Regulatory approvals
- Funding and investment
The technology partner
Founded by Mo Ibrahim with co-founder and CTO Tawfik Haroun. Maly builds and operates AI-driven financial infrastructure, live in six markets across the Middle East and Africa.
- Licenses its AI engine, ML models and platform services
- Develops, operates and manages all technology
- In-house engineers, AI experts and designers
Turning digital first into a competitive advantage
Frictionless journeys
Seamless onboarding, fast activation and one experience across channels.
Usable and appealing
Clear menus, responsive layouts and a brand customers recognise.
Lasting engagement
Rewards, promotions and lifestyle features that bring customers back.
Moments of delight
Personal offers and loyalty benefits that turn users into advocates.
Ready to take your bank digital?
Tell us which layer you need. We will reply with a starting point, scope and timeline.