A joint venture of licences and technology

SorenTech brings AI-driven financial technology to high-growth emerging markets by combining a licensed holding company with a proven technology partner.

How the joint venture works

Two partners, one company

Each partner brings what it does best. SorenTech turns both into platforms banks can launch.

The holding company

Holds the banking licences and relationships, secures regulatory approvals, and funds and invests in growth.

Visit Soren Investment ↗
The technology partner

Licenses its AI engine and platform, and develops, operates and manages all technology with its in-house team.

Visit Maly Tech ↗
The joint venture

Designs and delivers the digital banking, onboarding and lending platforms that banks use to serve their customers.

Soren Investment

Investing in growth, building enduring value

The holding company behind SorenTech, owned by H.E. Osama Daoud Abdellatif and led by Director and CEO Aleem Khan.

  • Banking licence and relationships
  • Regulatory approvals
  • Funding and investment
Visit Soren Investment ↗
Maly Tech

The technology partner

Founded by Mo Ibrahim with co-founder and CTO Tawfik Haroun. Maly builds and operates AI-driven financial infrastructure, live in six markets across the Middle East and Africa.

  • Licenses its AI engine, ML models and platform services
  • Develops, operates and manages all technology
  • In-house engineers, AI experts and designers
Visit Maly Tech ↗
Design principles

Turning digital first into a competitive advantage

UX

Frictionless journeys

Seamless onboarding, fast activation and one experience across channels.

UI

Usable and appealing

Clear menus, responsive layouts and a brand customers recognise.

UE

Lasting engagement

Rewards, promotions and lifestyle features that bring customers back.

UD

Moments of delight

Personal offers and loyalty benefits that turn users into advocates.

Ready to take your bank digital?

Tell us which layer you need. We will reply with a starting point, scope and timeline.